Premium Financing If you are a high net worth person or own a business and want to pass the full value of your estate to your loved ones, premium financing may be suitable for you.With premium financing, you borrow money from a third party to pay the premiums on a life insurance policy. This could potentially help you preserve assets of your estate, potentially minimize taxes and provide liquidity at death for your loved ones.Call us now if you are concerned with uncertainty of today's tax laws and want to give yourself and your family the peace of mind knowing they are protected.Using premium financing the assets of your corporation or your estate could increase the amount of money available to pass on to your beneficiaries.Call us today and inquire about premium financing. Premium Financing has its limitations. You will want to make sure it's suitable for your individual situation.Premium financing could make policy premiums affordable for large cases and give you the option to use life insurance to achieve your wealth transfer goal.This method does carry some market risk but if used correctly, it can be valuable in terms of asset protection and wealth transfer for very large estates.For a free consultation, call 1-800-361-6542 or use the More Information link in the upper right hand corner on the home page of this website and leave the requested information and schedule a consultation today. IUL is designed for long-term accumulation and not for short-term liquidity. However, if your needs change, the policy allows you to withdraw all or part of the cash value subject to certain limitations. Withdrawals may be subject to surrender penalties imposed by the company. Amounts withdrawn may also be subject to tax liability or tax penalties. Partial surrenders and loans affect policy values and death benefits. As with most universal life policies, the account value is determined by the sum of premiums paid net of any loans, deductions of policy charges, plus interest credited. Policy charges are deducted monthly and include a flat administrative fee, an expense charge based on face value issued, cost of insurance charges, and premiums for any riders.